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Updated by Marilyn Rodriguez
Financial Aid is available in 3 different forms:
- Alliance University Institutional Grants – these grants do not need to be repaid.
- Federal Pell Grant – does not need to be repaid
- TAP - Tuition Assistance Program (NY State Residents Only) – does not need to be repaid
- The amount listed on your financial aid award letter is an ESTIMATE.
- You must be enrolled full-time and complete 12 credits or more per semester
- meet the Satisfactory Academic Progress (SAP) requirements
Federal Direct Stafford Loan
- Direct Subsidized Loans are available to undergraduate students with financial need.
- Your Financial aid counselor determines the amount you can borrow, and the amount may not exceed your financial need.
- Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need.
- Your Financial aid counselor determines the amount you can borrow based on your cost of attendance and other financial aid you receive.
- You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.
- Entrance Counseling What is Entrance Counseling?
- Master Promissory Note (MPN) What is an MPN? What is a Master Promissory Note?
Direct PLUS Loans
Direct PLUS Loans are loans made to parents of dependent undergraduate students and graduate or professional students in an effort to help pay for their education expenses. Eligibility is not based on financial need, but a credit check is required.
The parent is required to complete PLUS Master Promissory Note (MPN) for Parents
The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s).
You may receive more than one loan under an MPN over a period of up to 10 years to pay for your child’s educational costs, as long as the school is authorized to use the MPN in this way and chooses to do so.
Your child’s school will tell you which loans if any, you are eligible to receive.
Parents must be logged in with their own account username and password (FSA ID) to submit.